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UPI, short for Unified Payments Interface, is India’s solution for providing mobile payments to customers. UPI merges multiple bank accounts into a single mobile application, increasing user convenience. India’s NPCI runs the service. The pilot program launched in 2016 with 21 participating banks. Over time, other banks joined the service, launching UPI-enabled apps on app stores. Because of that, UPI is available all over India and is a convenient tool for all kinds of payments.

The platform has over 150 million monthly users in India and makes up 55% of all digital transactions in the country. Given its popularity among Indian users, it is no surprise many online casinos support UPI payments.

How Does UPI Work?

The easiest way to use UPI is to download the app. It is available on iOS and Android through their respective app stores. Upon downloading the app, you need to set up a UPI account. The app will guide you through the process of creating an account. After setting up an account, you need to link your bank account to UPI. The last step requires you to generate a UPI PIN to verify the app’s transactions.

Indian Players love UPI Payments

Indian Players love UPI Payments


Alongside online casino transactions, UPI offers many other services. Users can pay utility bills or use them for everyday transactions. The app also supports transactions using QR codes to send and pay funds.

How to Deposit with UPI?

If you have a UPI account set up, you can log into your account and start using it to deposit funds. Open the banking or cashier page, and choose UPI from the list of payment methods. Enter your virtual payment address and how much money you plan to deposit. You will have to open the UPI app and enter the PIN to authorize the transaction. After that, the funds should become instantly available in your account.

How to Withdraw with UPI?

UPI also allows for easy cashing out from any website you play in. Open the withdrawal page in the banking or cashier section and select UPI. Enter the amount you want to withdraw, alongside all other information the casino asks of you. Cashing out takes a couple of days to appear in your account due to the casino checking withdrawal requests.

Transfer Times, Fees, and Security

The app uses two-factor authentication to authorize all payments. That prevents fraudulent activities and unauthorized transactions while also protecting your account. India’s NPCI runs UPI, and the system gets used by countless banks. Their joint effort ensures all transactions through UPI are as secure as possible.

UPI offers real-time transactions, which means casino deposits appear instantly in your account. As soon as you approve the transaction, you can use that money to play in your favorite online casino. Withdrawing money from a casino takes longer. Operators have to verify your cash-out request and decide to approve or deny it. When the withdrawal is approved, you will receive your funds instantly.

Online casinos rarely charge money for deposits and withdrawals with UPI. However, some websites will request extra money when you deposit or withdraw funds. Double-check the fees with your online casino before choosing UPI as a payment method.