Quicky Summary

  • Fortune 6 Baccarat from Pragmatic Play adds five side bets to traditional live baccarat.
  • Banker offers the best RTP at 98.94%, but returns vary considerably across the different bets.
  • The exclusive Fortune 6 side bet can pay up to 120:1, but is only available during the first five rounds of each shoe.
  • The extra bets add more depth, although the eight betting options make the interface slightly busy, especially on mobile.
  • We experienced smooth gameplay and professional dealers, but background noise from other tables and shuffling machines was distracting.
  • Expert View: Fortune 6 adds useful variety to classic baccarat, but we would like Pragmatic Play to explain more clearly why its signature Fortune 6 bet suddenly becomes unavailable.

How We Scored This Game

7.6/10
10.0

Optimal RTP (fact-based)

Fortune 6 Baccarat has an excellent optimal RTP of 98.94% when betting on Banker. Player is almost as strong at 98.76%. Both comfortably exceed our 96% threshold for the maximum score.

4.0

RTP across all bet options (fact-based)

The RTP varies considerably depending on the bet. Banker returns an excellent 98.94%, while the Tie drops to only 85.64%. This creates a large 13.30 percentage-point spread, making bet selection particularly important in Fortune 6 Baccarat.

6.5

Max win and big prizes in practice (expert judgement)

Fortune 6 Baccarat offers considerably more win potential than standard baccarat. The signature Fortune 6 bet can pay up to 120:1 when three sixes are dealt, while the Player 6 and Banker 6 bets reach 14:1 and 16:1. These are attractive payouts for baccarat, but modest compared with modern multiplier games offering wins in the thousands.

8.5

Pace and depth (expert judgement).

Fortune 6 Baccarat keeps the familiar pace of regular baccarat while adding considerably more betting depth. Five additional side bets let you target pairs, winning totals of six and sequences of sixes, and they can even be played without a main Player or Banker bet.

7.2

Bonus rounds and features (expert judgement)

There is no separate bonus round in Fortune 6 Baccarat, but the additional side bets give the game more features than a standard baccarat table. Fortune 6 is the highlight, with payouts increasing from 3:1 to 30:1 and finally 120:1 as more sixes appear.

7.8

Originality (expert judgement)

The core game is still traditional baccarat, so Fortune 6 doesn’t completely reinvent the format. However, the combination of Fortune 6, Player/Banker 6 and Fortune Pair bets gives the table a clear identity of its own and adds more variety than a simple baccarat reskin.

8.5

Interface controls (expert judgement)

The Fortune 6 Baccarat interface offers plenty of betting options while remaining relatively easy to navigate. The eight main and side bets are clearly positioned around the table, and placing or changing bets works smoothly.

The additional options make the screen busier than regular baccarat, but on desktop we had no difficulty using the betting layout.

7.3

How well the game explains itself (expert judgement)

The basic game and most side bets are easy enough to understand, but we found one important rule surprisingly difficult to discover. The Fortune 6 side bet is disabled after the first five rounds of each shoe.

The Fortune 6 betting position remains visible after this happens, but it is no longer highlighted and you suddenly cannot place a bet on it. We had to search through the payout information to find the explanation. As this is the feature the game is named after, we think Pragmatic Play should communicate this rule much more clearly during play.

8.2

Playing on mobile (expert judgement)

Fortune 6 Baccarat works well on mobile, and we had no problems following the cards or placing our bets. However, the eight different betting options make the interface noticeably busier on a smaller screen.

It remains perfectly playable, but we found the betting layout more comfortable and easier to scan on desktop.

8.9

Technical delays (fact-based)

Fortune 6 Baccarat ran smoothly during our test sessions. We experienced no technical problems or unusual streaming delays.

During one session, play stopped for about a minute while the table felt was cleaned with a brush before the next dealer continued. This was handled professionally and caused very little inconvenience. With only a limited number of sessions tested, we consider 8.9 a fair score.

8.8

Dealers (expert judgement)

The dealers impressed us with their professional and precise presentation. The cards were handled carefully, the rounds ran smoothly and the overall standard remained consistently high during our sessions.

We didn’t see anything that would justify a near-perfect score, but the quality of the dealing was clearly above average.

7.6

Studio (expert judgement)

The Fortune 6 Baccarat studio looks clean and professional, with good lighting and clear camera angles. Visually, everything works well, although the design itself is fairly basic.

The main weakness is the background noise. During our sessions, we could hear dealers working at other tables as well as card-shuffling machines in the studio. This can be distracting and takes away some of the feeling that you are playing at a dedicated Fortune 6 Baccarat table.

Where to Play Fortune 6 Baccarat

You can play this game at every casino below. Each one meets our criteria for a good live casino experience. You can read what they are on our casinos page.

When you sign up through a link below, the casino may pay us a commission. This does not cost you anything. It also does not change how we score games.


Sorry, we have not yet found a casino that meets our five criteria for a good live casino experience

We are still looking. If you let us know where you play, we will look for one for you. You can reach us through our contact page.

What is Fortune 6 Baccarat?

Fortune 6 Baccarat is a live baccarat variant from Pragmatic Play. The basic rules remain unchanged: you bet on Player, Banker, or Tie and try to predict which hand finishes closest to nine.

The main difference is the addition of five optional side bets: Player Fortune Pair, Banker Fortune Pair, Player 6, Banker 6 and Fortune 6. These can be played alongside the main bets or on their own.

The signature Fortune 6 bet rewards sequences of sixes and can pay up to 120:1. However, during our tests at three casinos in two countries, we found that this bet was only available for the first five rounds of each shoe.

How to Play Fortune 6 Baccarat

Launch Fortune 6 Baccarat

First step in playing Fortune 6 Baccarat live casino game
Access Fortune 6 Baccarat

Log in to your casino account and go to the Live Casino section. Use the search bar or browse the live games until you find Fortune 6 Baccarat. Click on the game to open the live table and join the action.

Place Your Bets

fortune 6 baccarat betting time
Betting Time

Choose your chip value and place your bets on Player, Banker, or Tie. You can also choose any of the five optional side bets if you want extra chances to win. You have about 12 seconds to place all your bets before the timer ends.\

Watch the Round

fortune 6 baccarat dealing cards
Cards Are Dealt

The dealer deals two cards to both the Player and Banker sides. The hand with a total closest to nine wins the round. If your bet matches the winning outcome, you receive a payout according to the paytable.

Collect Your Winnings

fortune 6 baccarat payout
Cards Are Dealt

All payouts are made automatically, and the next round begins right away. You can keep playing or adjust your bet size between rounds.

“I like the extra betting options in Fortune 6 Baccarat, but its most interesting feature comes with a catch: you only get five rounds per shoe to place the Fortune 6 bet.”

Side Bets of Fortune 6 Baccarat

Fortune 6 Baccarat has five optional side bets that you can play alongside the regular Player, Banker and Tie bets. You can also place these side bets without making a main bet. They add more payout potential, but the RTP varies considerably between them.

Side BetWhat Needs to HappenMax PayoutRTP
Player Fortune PairFirst two Player cards form a suited hand or pair9:197.83%
Banker Fortune PairFirst two Banker cards form a suited hand or pair9:197.83%
Player 6Player wins with a total of 614:195.62%
Banker 6Banker wins with a total of 616:193.36%
Fortune 6One, two or three consecutive 6s are dealt120:196.26%

Player and Banker Fortune Pair

The two Fortune Pair bets look at the first two cards dealt to the selected hand. There are three winning combinations:

  • Two cards of the same suit pay 1:1.
  • Two cards of the same value pay 5:1.
  • A pair of the same value and suit pays 9:1.

Both Player Fortune Pair and Banker Fortune Pair have an RTP of 97.83%, making them the highest-RTP side bets in the game.

Player 6 and Banker 6

These bets win when the selected hand wins with a total of 6. Player 6 pays 14:1, while Banker 6 pays 16:1.

There is one important exception. Player 6 pushes if Banker has a natural hand, while Banker 6 pushes if Player has a natural. Your side-bet stake is returned in these situations.

The RTP is 95.62% for Player 6 and 93.36% for Banker 6.

Fortune 6

Fortune 6 is the signature side bet and offers the game’s highest payout. It looks for consecutive cards worth six points at the start of either the Player or Banker hand:

ResultPayout
First card is a 63:1
First two cards are both 630:1
First three cards are all 6120:1

The Fortune 6 side bet has an RTP of 96.26%.

There is an important restriction that is easy to miss: Fortune 6 is only available for the first five rounds of each shoe. After round five, the betting position remains visible on the table but becomes inactive.

We checked this at three casinos in two different countries and found the same rule at all three. It is worth knowing before you play because the game itself does not make the change particularly obvious.

Expert View

The side bets give Fortune 6 Baccarat considerably more variety than standard baccarat, but their value differs. The Fortune Pair bets have an attractive 97.83% RTP, while Banker 6 drops to 93.36%. The signature Fortune 6 bet is more exciting with its 120:1 top payout, but its five-round limit is something Pragmatic Play should explain much more clearly during play.

Payout Table

Betting OptionPayoutRTP
Player1:198.76%
Banker0.95:198.94%
Tie8:185.64%
Player Fortune Pair / Banker Fortune Pair2 Card Flush – 1:1
Any Pair – 5:1
Suited Pair – 9:1
97.83%
Player 614:195.62%
Banker 616:193.36%
Fortune 6One 6 – 3:1
Two 6s – 30:1
Three 6s – 120:1
96.26%

Note: Player 6 and Banker 6 push when the opposing hand has a natural. The Fortune 6 side bet is only available during the first five rounds of each shoe.

Game Interface Explained

The Fortune 6 Baccarat interface will feel familiar if you have played other live baccarat games from Pragmatic Play. The main Player, Banker and Tie bets are easy to find, with the five additional side bets positioned around them.

With eight betting options, the table is naturally busier than standard baccarat. We found the layout clear and comfortable to use on desktop. On mobile, everything remains easy to operate, although the smaller screen makes the betting area feel more crowded.

The interface also includes baccarat roads showing previous results, bet history, and live chat. Remember that the roads only show what happened in previous rounds and cannot predict future results.

One interface issue stood out during our tests. After the first five rounds of a shoe, the Fortune 6 betting position remains visible but becomes inactive. It is no longer highlighted, and you cannot place a bet on it. There is no clear on-screen explanation telling you why this happens. We had to open the detailed game information to find the rule.

Expert View: The interface works well overall, particularly on desktop, but Pragmatic Play should make it much clearer when and why the signature Fortune 6 bet becomes unavailable.

Pros and Cons of Fortune 6 Baccarat

  • Excellent 98.94% RTP on Banker
  • Five side bets add more variety
  • Fortune 6 can pay up to 120:1
  • Fortune Pair bets have a strong 97.83% RTP
  • Professional and precise dealers
  • Tie has a very low 85.64% RTP
  • Large RTP differences between betting options
  • Fortune 6 is only available for the first five rounds of each shoe
  • Background noise from other tables and shuffling machines

Tips & Strategies for Fortune 6 Baccarat

Fortune 6 Baccarat is mainly a game of chance, so there is no strategy that can predict which hand will win. However, you can make better-informed betting decisions by understanding the RTP and how the side bets work.

Banker Offers the Highest RTP

If you mainly care about RTP, Banker is the strongest bet at 98.94%, closely followed by Player at 98.76%. The Tie bet drops sharply to just 85.64%.

This does not mean Banker will win the next hand. It simply has the highest theoretical return over a very large number of rounds.

Compare the Side Bets Before Using Them

The five side bets are not equal. Player Fortune Pair and Banker Fortune Pair both have an RTP of 97.83%, while Banker 6 drops to 93.36%.

Higher payouts can look attractive, but always consider the RTP as well as the potential prize.

Fortune 6 Is Only Available for Five Rounds

If you want to try the signature Fortune 6 side bet, remember that you only have the first five rounds of each shoe to use it. After that, the betting position remains on screen but becomes inactive.

Fortune 6 has an RTP of 96.26% and can pay 120:1 for three consecutive sixes.

Don’t Use the Roads to Predict the Next Hand

Fortune 6 Baccarat includes the familiar baccarat roads showing previous Player and Banker results. They can be useful for reviewing what has happened, but they cannot tell you what will happen next.

A long Banker or Player streak does not make either outcome due to win or lose on the following hand.

Set a Budget for Side Bets

With eight betting options on the table, it is easy to place several bets in the same round. This can make your total stake increase quickly.

Decide your total stake per round first and treat side bets as part of that amount rather than automatically adding them on top.

Expert Tip

For the best theoretical return, stick mainly to Banker or Player. If you want the extra variety that makes Fortune 6 Baccarat different from regular baccarat, the Fortune Pair bets offer the strongest RTP of the five side bets at 97.83%.

Who Is Fortune 6 Baccarat Best Suited For?

Best Suited ForLess Suitable For
Baccarat players who want more betting optionsPlayers who prefer simple, traditional baccarat
Players who enjoy side betsPlayers looking for bonus rounds or multipliers
RTP-conscious players who mainly bet on Player or BankerPlayers who frequently bet on Tie
Players who like occasional higher payoutsPlayers looking for very large 1,000x+ wins
Desktop players who prefer a spacious betting layoutMobile players who dislike busy interfaces

Fortune 6 Baccarat is best suited to players who like classic baccarat but want more variety. The five side bets add extra choices without changing the basic game. However, there are no bonus rounds or random multipliers, and the maximum 120:1 payout is modest compared with more feature-heavy live casino games.

Fortune 6 Baccarat vs Lightning Baccarat

Fortune 6 Baccarat and Lightning Baccarat both add extra win potential to traditional baccarat, but they take very different approaches.

Fortune 6 BaccaratLightning Baccarat
ProviderPragmatic PlayEvolution
Main featureFive optional side betsRandom Lightning Cards and multipliers
Best RTP98.94%98.76%
Feature payoutsUp to 120:1Much larger multiplied payouts
Extra costNo extra fee on main bets20% Lightning Fee
Feature availabilityFortune 6 only first 5 rounds of shoeLightning feature every round
Gameplay styleTraditional baccarat with extra betsBaccarat with random multipliers

Fortune 6 Baccarat stays closer to traditional baccarat. You can simply play Player or Banker, while the five optional side bets add extra choices when you want them. Banker also offers the higher optimal RTP at 98.94%.

Lightning Baccarat changes every round by selecting between one and five Lightning Cards, each with a random 2x to 8x multiplier. Matching Lightning Cards in a winning hand can multiply the payout several times. This creates much bigger theoretical prizes than Fortune 6, but Evolution charges a 20% Lightning Fee on your total bet.

There is another important difference. Lightning Cards and multipliers are generated every round, while the signature Fortune 6 side bet is only available during the first five rounds of each shoe. After that, Fortune 6 becomes much closer to regular baccarat with additional side bets.

Expert View: Fortune 6 is the better fit if you want traditional baccarat with optional extras, while Lightning Baccarat changes the core experience with multipliers every round. Lightning offers far bigger win potential, but the 20% Lightning Fee is an important trade-off.

Quick Facts

FactsDetails
Game TypeLive dealer Baccarat variant
ProviderPragmatic Play
ThemeClassic Baccarat with new Fortune 6 side bets
Main ObjectivePredict whether the Player or Banker hand will have a value closest to 9
Release TypeLive Casino table game
Main Bets RTPPlayer: 98.76% • Banker: 98.94% • Tie: 85.64%
Unique FeatureFortune 6 – Side bet wins if Player or Banker is dealt a 6 within the first three cards; higher payout if 2nd and 3rd cards are also 6
Fortune 6 Side Bet RTPUp to 96.26%, with payouts up to 120:1
Fortune Pair Side BetWins if the first two cards of Player or Banker form a pair
Fortune Pair RTP97.83%, payouts up to 9:1
Player/Banker 6 Side BetWins if Player or Banker has a total of 6 and wins the hand
Player/Banker 6 RTPPlayer: 95.62%, Banker: 93.36%, payouts up to 14:1 and 16:1 respectively
Betting FlexibilitySide bets can be placed independently of main bets
Gameplay SpeedAvailable in Speed Baccarat Multiplay mode
DevicesFully compatible with desktop, tablet, and mobile
Similar GamesSpeed Baccarat, Golden Wealth Baccarat, Lightning Baccarat

FAQs

What is Fortune 6 Baccarat?

Fortune 6 Baccarat is a live casino baccarat game with five special side bets for extra wins..

What is the RTP of Fortune 6 Baccarat?

The highest RTP is 98.94% on Banker, followed by Player at 98.76%. The side bets have lower RTPs, ranging from 93.36% to 97.83%, while Tie has the lowest RTP at 85.64%.

What is the Fortune 6 side bet?

You win if a six appears among the first dealt cards. More sixes mean bigger payouts, up to 120:1.

How long can I bet on Fortune 6?

The Fortune 6 side bet is only available during the first five rounds of each shoe. After that, the betting position remains visible but becomes inactive. We found the same restriction at three casinos in two different countries.

What is the maximum payout in Fortune 6 Baccarat?

The highest side-bet payout is 120:1 with Fortune 6. You receive this payout when the first three qualifying cards are all sixes.

Which Fortune 6 Baccarat side bet has the highest RTP?

Player Fortune Pair and Banker Fortune Pair have the highest side-bet RTP at 97.83%. Player 6 returns 95.62%, Fortune 6 96.26% and Banker 6 93.36%.

What is the difference between Fortune 6 and Player 6 or Banker 6?

Fortune 6 rewards sequences of cards worth six points and can pay up to 120:1. Player 6 and Banker 6 instead require the selected hand to win with a total of exactly six, paying 14:1 and 16:1, respectively.

Is there a strategy for Fortune 6 Baccarat?

No strategy can predict the next baccarat result. If RTP is your priority, Banker offers the highest theoretical return at 98.94%. The baccarat roads only show previous results and do not predict what will happen next.

About the author

Geron de Werd