Quick Summary
- No Commission Baccarat is a live baccarat variant from Evolution.
- Winning Banker bets pay 1:1, except when Banker wins with 6, which pays 0.5:1.
- The game has a theoretical RTP of 98.76%.
- The optional Super 6 side bet pays 15:1 when Banker wins with exactly 6.
- Player, Banker, and Tie bets follow the familiar baccarat rules.
- Expert view: Removing the commission makes payouts easier to understand, but the reduced Banker 6 payout means this variant has a slightly lower theoretical return than standard commission baccarat.
How We Scored This Game
We score every game with the same framework. Four categories, each with its own weight
Where to Play Disco Balls
You can play this game at every casino below. Each one meets our criteria for a good live casino experience. You can read what they are on our casinos page.
When you sign up through a link below, the casino may pay us a commission. This does not cost you anything. It also does not change how we score games.
What is No Commission Baccarat
No Commission Baccarat is a live dealer game from Evolution that replaces the usual 5% commission on winning Banker bets with a special payout rule.
In traditional baccarat, a winning Banker bet generally pays 0.95:1. Here, most Banker wins pay the full 1:1. However, if Banker wins with a final score of exactly 6, the payout drops to 0.5:1.
Apart from this adjustment, the familiar baccarat gameplay remains unchanged. You bet on Player, Banker or Tie, and the hand closest to 9 wins. The game uses eight decks, with additional cards dealt automatically according to the standard third-card rules.
The Super 6 side bet adds another option by paying 15:1 when Banker wins with 6.
How to Play No Commission Baccarat
Choose Your Bet

Select Player, Banker or Tie. You can also add an available side bet, such as Super 6.
Place Your Chips

Choose your stake and confirm your bets before the betting timer expires.
Watch the Initial Deal

The dealer gives two cards to Player and Banker. The highest possible hand value is 9.
Follow the Third-Card Rules

Additional cards are dealt automatically when required. You do not need to make any further decisions.
Check the Result

Winning Player bets pay 1:1. Banker wins also pay 1:1, except when Banker wins with exactly 6, which pays 0.5:1.
“Don’t confuse no commission with no house edge.
The Banker 6 rule replaces the usual commission, so always compare the actual RTP before choosing your baccarat variant.”
No Commission Baccarat Payouts & RTP
No Commission Baccarat removes the usual 5% commission on winning Banker bets. Instead, Banker wins pay 1:1, except when Banker wins with exactly 6. In that case, the payout drops to 0.5:1.
Our tested table offers the following payouts:
| Bet | Payout | RTP |
|---|---|---|
| Player | 1:1 | 98.76% |
| Banker | 1:1 (Banker 6: 0.5:1) | 98.54% |
| Tie | 8:1 | 85.64% |
| Super 6 | 15:1 | 86.18% |
| Player Pair | 11:1 | 89.64% |
| Banker Pair | 11:1 | 89.64% |
| Perfect Pair | Up to 200:1 | 91.95% |
| Either Pair | 5:1 | 86.29% |
| Player Bonus | Up to 30:1 | 97.35% |
| Banker Bonus | Up to 30:1 | 90.63% |
The Perfect Pair side bet pays 25:1 for one perfect pair and 200:1 when both hands receive a perfect pair.
Player Bonus and Banker Bonus pay according to the winning margin, with a maximum of 30:1 for a non-natural win by nine points.
Expert View: The Player bet offers the strongest theoretical returns at this table. Player Bonus also stands out among the optional bets with its 97.35% RTP. Super 6 pays 15:1, but its 86.18% RTP makes it considerably more expensive mathematically than either main bet.
How Does the Banker 6 Rule Work?
Imagine placing a £10 bet on Banker.
| Result | Profit | Total Returned |
|---|---|---|
| Banker wins with 7 | £10 | £20 |
| Banker wins with 6 | £5 | £15 |
| Banker loses | −£10 | £0 |
In standard commission baccarat, a winning £10 Banker bet normally generates £9.50 profit. No Commission Baccarat removes that deduction on most Banker wins, but halves the profit when Banker wins with 6.
RTP Comparison
| Game | Theoretical RTP |
|---|---|
| Standard Baccarat (Banker) | 98.94% |
| No Commission Baccarat (Player) | 98.76% |
This gives No Commission Baccarat a house edge of 1.24% on the Player bet, compared with approximately 1.06% in standard commission baccarat.
| Optional Side Bet | Listed RTP |
|---|---|
| Player Pair | 89.64% |
| Banker Pair | 89.64% |
| Perfect Pair | 91.95% |
| Either Pair | 86.29% |
| Super 6 | 86.18% |
| Player Bonus | 97.35% |
| Banker Bonus | 90.63% |
Pros and Cons of No Commission Baccarat
- No 5% commission on winning Banker bets.
- Simple rules for anyone familiar with baccarat.
- Competitive 98.76% theoretical RTP on Banker.
- Optional Super 6 side bet with a 15:1 payout.
- Banker wins with exactly 6 pay only 0.5:1.
- Slightly lower Banker RTP than standard commission baccarat.
- Super 6 has a relatively low 86.18% RTP.
- No random card multipliers like Lightning Baccarat.
- The special Banker 6 rule may initially confuse beginners.
Tips & Strategies
No Commission Baccarat is a game of chance. You cannot influence the cards, but understanding the special payout rules can help you make more informed betting decisions.
- Understand the Banker 6 Rule
The most important difference from standard baccarat is the reduced payout when Banker wins with exactly 6. Remember that removing the commission does not remove the house edge. - Compare the Main Bets
The Banker bet has a theoretical RTP of 98.76%. The Player bet also offers approximately 98.76% under the standard eight-deck rules. Both have a substantially better theoretical return than most optional side bets. - Treat Super 6 as an Optional Extra
Super 6 pays 15:1 when Banker wins with 6, but its listed RTP is only 86.18%. It can add excitement, although the mathematical cost is considerably higher than on the main bets. - Don’t Rely on Baccarat Roads
The Big Road, Bead Road, and other scoreboards display previous results. They help you follow the action, but past Banker or Player streaks don’t reliably predict the next outcome. - Set a Session Budget
Decide on your spending limit before playing. Keep your main bets and optional side bets within that budget, and avoid increasing your stakes to recover previous losses.
Expert Tip: The Banker 6 payout is the key to understanding this game. Learn that rule first, then compare the available RTPs rather than choosing bets based on their names or maximum payouts.
No Commission Baccarat vs Lightning Baccarat
Both games come from Evolution and use familiar baccarat mechanics, but they offer very different experiences.
| Feature | No Commission Baccarat | Lightning Baccarat |
|---|---|---|
| Main difference | No 5% Banker commission | Random Lightning Cards |
| Special mechanic | Banker 6 pays 0.5:1 | Card multipliers from 2x to 8x |
| Additional fee | No standard Banker commission | 20% Lightning Fee |
| Listed optimal RTP | 98.76% | 98.76% |
| Main attraction | Straightforward baccarat with a different payout structure | Chance of multiplied payouts |
| Playing experience | Traditional baccarat-focused | More visual effects and anticipation |
Lightning Baccarat generates between one and five Lightning Cards per round. Each receives a random multiplier of 2x, 3x, 4x, 5x, or 8x. A 20% Lightning Fee is added to the player’s total bet.
Expert View: These games offer different ways to enjoy baccarat. No Commission Baccarat keeps the action close to the traditional format, while Lightning Baccarat introduces random multipliers and an additional fee. Both have a listed optimal RTP of 98.76%, although their payout structures are very different.
Who Is No Commission Baccarat Best Suited For?
| Best Suited For | Not Suited For |
|---|---|
| Players who enjoy traditional live baccarat. | Players looking for large random multipliers. |
| Players who prefer Banker wins without a 5% commission deduction. | Players who prefer the standard 0.95:1 Banker payout on every Banker win. |
| Baccarat fans who enjoy a simple variation on familiar rules. | Players looking for complex bonus rounds. |
| Players who like following baccarat statistics and roads. | Players who want to make decisions after the cards are dealt. |
| Players who enjoy occasional side bets such as Super 6. | Players looking for high-RTP side bets. |
Quick Facts
| Category | Details |
|---|---|
| Game Provider | Evolution |
| Game Type | Live No Commission Baccarat |
| Decks Used | 8 |
| Main Goal | Bet on the hand closest to 9 |
| Special Rule | Banker wins with 6 pay 0.5:1 |
| Player Payout | 1:1 |
| Banker Payout | 1:1, except Banker 6 |
| Tie Payout | Table-dependent, commonly 8:1 or 9:1 |
| Optimal RTP | 98.76% |
| House Edge on Banker | 1.24% |
| Special Side Bet | Super 6 |
| Super 6 Payout | 15:1 |
| Super 6 RTP | 86.18% |
| Additional Features | Baccarat roads and live statistics |
What’s My Opinion on No Commission Baccarat?
I have always enjoyed baccarat because it is simple, fast and easy to follow. No Commission Baccarat keeps that familiar experience while introducing an interesting alternative to the traditional Banker commission.
I particularly like the idea of receiving the full 1:1 payout on most winning Banker bets. However, the Banker 6 rule is an important trade-off, and players should understand it before choosing this version over regular baccarat.
The Super 6 side bet adds another option, although its relatively low RTP makes it less appealing to me from a mathematical perspective.
Expert View
No Commission Baccarat is an interesting variation on a familiar casino classic. However, its name can be misleading if players assume that removing the commission automatically improves their theoretical return.
The Banker RTP of 98.76% is slightly below the 98.94% offered by standard commission baccarat. The difference is small, but it matters when comparing the mathematics of both games.
I would approach No Commission Baccarat primarily as an alternative payout format rather than a mathematical improvement over traditional baccarat.
FAQs
No Commission Baccarat is a live baccarat variant from Evolution that removes the standard 5% commission on winning Banker bets. Instead, Banker wins with exactly 6 pay only 0.5:1.
The theoretical RTP on the Banker bet is 98.76%, giving the game a house edge of 1.24%.
No. Banker normally pays 1:1, but a Banker win with exactly 6 pays 0.5:1.
Super 6 is an optional side bet that wins when Banker finishes with a winning score of exactly 6. It pays 15:1 and has a listed RTP of 86.18%.
The two versions use different payout structures. Standard commission baccarat has a slightly higher theoretical RTP on Banker: 98.94% compared with 98.76% in No Commission Baccarat.
Evolution offers mobile-compatible live baccarat games. The exact layout and available features can vary by operator and device.
It does not use the random Lightning Card multipliers found in Lightning Baccarat.
No. Betting systems cannot change the underlying probabilities or eliminate the house edge. Understanding the payouts and managing your budget are more useful than trying to predict future results from previous rounds.




















