Quick Summary

  • No Commission Baccarat is a live baccarat variant from Evolution.
  • Winning Banker bets pay 1:1, except when Banker wins with 6, which pays 0.5:1.
  • The game has a theoretical RTP of 98.76%.
  • The optional Super 6 side bet pays 15:1 when Banker wins with exactly 6.
  • Player, Banker, and Tie bets follow the familiar baccarat rules.
  • Expert view: Removing the commission makes payouts easier to understand, but the reduced Banker 6 payout means this variant has a slightly lower theoretical return than standard commission baccarat.

How We Scored This Game

7.5/10
10.0

Optimal RTP (fact-based)

No Commission Baccarat offers an excellent optimal RTP of 98.76% on the Player bet. The Banker bet returns 98.54%, mainly because a Banker win with exactly 6 pays only 0.5:1 instead of the usual 1:1.

The Player bet has the highest theoretical return at our tested table and comfortably exceeds our 96% benchmark for the maximum score.

4.0

RTP across all bet options (fact-based)

The RTP varies considerably across the available betting options. Player offers the highest return at 98.76%, while Tie has the lowest at 85.64%.

This creates a difference of 13.12 percentage points. Super 6 also has a relatively low RTP of 86.18%, although Player Bonus stands out among the side bets at 97.35%.

The substantial difference between the main bets and several optional bets reduces the overall mathematical consistency of the game.

7.2

Max win and big prizes in practice (expert judgement)

The highest listed payout at our tested table is 200:1 on Perfect Pair, which requires both Player and Banker to receive a perfect pair. A single perfect pair pays 25:1.

The Player Bonus and Banker Bonus bets offer payouts up to 30:1, while Super 6 pays 15:1.

These additional betting options create opportunities for larger individual wins, although the biggest payouts depend on uncommon card combinations. The main game remains traditional baccarat without random multipliers or a separate bonus round.

8.0

Pace and depth (expert judgement).

No Commission Baccarat follows the familiar rhythm of traditional live baccarat. Players choose their bets, and the dealer handles the cards according to the standard third-card rules.

The special Banker 6 payout adds an extra consideration when selecting a bet, while the available side bets provide additional variety. However, players cannot influence the cards or make decisions once betting closes.

The gameplay is straightforward and easy to follow, although it offers limited strategic depth.

7.2

Bonus rounds and features (expert judgement)

No Commission Baccarat does not include a traditional bonus round or random card multipliers. Instead, its additional features focus on the betting options.

Super 6 pays 15:1 when Banker wins with exactly 6. The table also includes Pair bets, Perfect Pair, Either Pair, Player Bonus and Banker Bonus.

Live statistics and baccarat roads provide further information about previous results. These features add variety without making the basic gameplay unnecessarily complicated.

7.0

Originality (expert judgement)

The main difference between No Commission Baccarat and traditional baccarat is its alternative Banker payout structure.

Removing the usual 5% commission and replacing it with a reduced payout on Banker 6 creates a distinctive variation on the classic game. The Super 6 side bet complements this mechanic.

However, the actual dealing process remains unchanged, and most of the additional betting options are familiar from other baccarat games.

8.6

Interface controls (expert judgement)

No Commission Baccarat uses Evolution’s familiar live baccarat interface, with clearly defined betting areas and access to several additional betting options.

Players can follow previous results through the baccarat roads and view live betting statistics. These tools provide plenty of information without changing the simple betting process.

The interface offers a useful combination of traditional baccarat controls and additional statistical information.

8.0

How well the game explains itself (expert judgement)

No Commission Baccarat takes a little time to understand, particularly for players who are new to baccarat. The betting options and additional information require some familiarisation.

Even experienced baccarat players need to adjust to the special Banker 6 rule. A winning Banker hand with exactly 6 pays only 0.5:1, which differs from the familiar payout structure of traditional baccarat.

Once you understand this exception, the gameplay is straightforward. However, the game is not immediately intuitive for everyone.

7.8

Playing on mobile (expert judgement)

No Commission Baccarat is playable on mobile, but the interface feels rather crowded. With ten different betting options and the baccarat roads displayed above the betting area, there is a lot of information competing for limited screen space.

We could still place our bets and follow the game without major difficulties, but the mobile experience is less comfortable than on a larger screen. A simpler betting layout would make the game more accessible.

9.0

Technical delays (fact-based)

We experienced no technical problems during our three test sessions, each lasting approximately one hour. The live stream ran smoothly, the betting controls responded correctly, and we noticed no unusual delays or interruptions.

Although the game performed reliably throughout our testing, three hours of gameplay cannot establish its long-term technical performance. We therefore give it a conservative score rather than the maximum.

8.6

Dealers (expert judgement)

The dealers were professional and handled the game confidently throughout our sessions. They presented the cards clearly and maintained a steady flow without distracting from the gameplay.

We found their performance consistent and well organised, making the live experience pleasant to follow.

7.3

Studio (expert judgement)

The studio looks neat and professionally presented, but the background noise affected our experience. We could clearly hear dice being rolled during another game nearby, which was distracting and took away from the atmosphere.

Although the visual presentation is perfectly acceptable, the studio would benefit from better sound isolation.

Where to Play Disco Balls

You can play this game at every casino below. Each one meets our criteria for a good live casino experience. You can read what they are on our casinos page.

When you sign up through a link below, the casino may pay us a commission. This does not cost you anything. It also does not change how we score games.

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What is No Commission Baccarat

No Commission Baccarat is a live dealer game from Evolution that replaces the usual 5% commission on winning Banker bets with a special payout rule.

In traditional baccarat, a winning Banker bet generally pays 0.95:1. Here, most Banker wins pay the full 1:1. However, if Banker wins with a final score of exactly 6, the payout drops to 0.5:1.

Apart from this adjustment, the familiar baccarat gameplay remains unchanged. You bet on Player, Banker or Tie, and the hand closest to 9 wins. The game uses eight decks, with additional cards dealt automatically according to the standard third-card rules.

The Super 6 side bet adds another option by paying 15:1 when Banker wins with 6.

How to Play No Commission Baccarat

Choose Your Bet

First step in playing No Commission Baccarat by Evolution
Choose Your Bet

Select Player, Banker or Tie. You can also add an available side bet, such as Super 6.

Place Your Chips

Second step in playing No Commission Baccarat by Evolution
Place Your Chips

Choose your stake and confirm your bets before the betting timer expires.

Watch the Initial Deal

Third step in playing No Commission Baccarat by Evolution
Watch the Initial Deal

The dealer gives two cards to Player and Banker. The highest possible hand value is 9.

Follow the Third-Card Rules

Fourth step in playing No Commission Baccarat by Evolution
Follow the Third-Card Rules

Additional cards are dealt automatically when required. You do not need to make any further decisions.

Check the Result

Fifth step in playing No Commission Baccarat by Evolution
Check the Result

Winning Player bets pay 1:1. Banker wins also pay 1:1, except when Banker wins with exactly 6, which pays 0.5:1.

“Don’t confuse no commission with no house edge.

The Banker 6 rule replaces the usual commission, so always compare the actual RTP before choosing your baccarat variant.”

No Commission Baccarat Payouts & RTP

No Commission Baccarat removes the usual 5% commission on winning Banker bets. Instead, Banker wins pay 1:1, except when Banker wins with exactly 6. In that case, the payout drops to 0.5:1.

Our tested table offers the following payouts:

BetPayoutRTP
Player1:198.76%
Banker1:1 (Banker 6: 0.5:1)98.54%
Tie8:185.64%
Super 615:186.18%
Player Pair11:189.64%
Banker Pair11:189.64%
Perfect PairUp to 200:191.95%
Either Pair5:186.29%
Player BonusUp to 30:197.35%
Banker BonusUp to 30:190.63%

The Perfect Pair side bet pays 25:1 for one perfect pair and 200:1 when both hands receive a perfect pair.

Player Bonus and Banker Bonus pay according to the winning margin, with a maximum of 30:1 for a non-natural win by nine points.

Expert View: The Player bet offers the strongest theoretical returns at this table. Player Bonus also stands out among the optional bets with its 97.35% RTP. Super 6 pays 15:1, but its 86.18% RTP makes it considerably more expensive mathematically than either main bet.

How Does the Banker 6 Rule Work?

Imagine placing a £10 bet on Banker.

ResultProfitTotal Returned
Banker wins with 7£10£20
Banker wins with 6£5£15
Banker loses−£10£0

In standard commission baccarat, a winning £10 Banker bet normally generates £9.50 profit. No Commission Baccarat removes that deduction on most Banker wins, but halves the profit when Banker wins with 6.

RTP Comparison

GameTheoretical RTP
Standard Baccarat (Banker)98.94%
No Commission Baccarat (Player)98.76%

This gives No Commission Baccarat a house edge of 1.24% on the Player bet, compared with approximately 1.06% in standard commission baccarat.

Optional Side BetListed RTP
Player Pair89.64%
Banker Pair89.64%
Perfect Pair91.95%
Either Pair86.29%
Super 686.18%
Player Bonus97.35%
Banker Bonus90.63%

Pros and Cons of No Commission Baccarat

  • No 5% commission on winning Banker bets.
  • Simple rules for anyone familiar with baccarat.
  • Competitive 98.76% theoretical RTP on Banker.
  • Optional Super 6 side bet with a 15:1 payout.
  • Banker wins with exactly 6 pay only 0.5:1.
  • Slightly lower Banker RTP than standard commission baccarat.
  • Super 6 has a relatively low 86.18% RTP.
  • No random card multipliers like Lightning Baccarat.
  • The special Banker 6 rule may initially confuse beginners.

Tips & Strategies

No Commission Baccarat is a game of chance. You cannot influence the cards, but understanding the special payout rules can help you make more informed betting decisions.

  1. Understand the Banker 6 Rule
    The most important difference from standard baccarat is the reduced payout when Banker wins with exactly 6. Remember that removing the commission does not remove the house edge.
  2. Compare the Main Bets
    The Banker bet has a theoretical RTP of 98.76%. The Player bet also offers approximately 98.76% under the standard eight-deck rules. Both have a substantially better theoretical return than most optional side bets.
  3. Treat Super 6 as an Optional Extra
    Super 6 pays 15:1 when Banker wins with 6, but its listed RTP is only 86.18%. It can add excitement, although the mathematical cost is considerably higher than on the main bets.
  4. Don’t Rely on Baccarat Roads
    The Big Road, Bead Road, and other scoreboards display previous results. They help you follow the action, but past Banker or Player streaks don’t reliably predict the next outcome.
  5. Set a Session Budget
    Decide on your spending limit before playing. Keep your main bets and optional side bets within that budget, and avoid increasing your stakes to recover previous losses.

Expert Tip: The Banker 6 payout is the key to understanding this game. Learn that rule first, then compare the available RTPs rather than choosing bets based on their names or maximum payouts.

No Commission Baccarat vs Lightning Baccarat

Both games come from Evolution and use familiar baccarat mechanics, but they offer very different experiences.

FeatureNo Commission BaccaratLightning Baccarat
Main differenceNo 5% Banker commissionRandom Lightning Cards
Special mechanicBanker 6 pays 0.5:1Card multipliers from 2x to 8x
Additional feeNo standard Banker commission20% Lightning Fee
Listed optimal RTP98.76%98.76%
Main attractionStraightforward baccarat with a different payout structureChance of multiplied payouts
Playing experienceTraditional baccarat-focusedMore visual effects and anticipation

Lightning Baccarat generates between one and five Lightning Cards per round. Each receives a random multiplier of 2x, 3x, 4x, 5x, or 8x. A 20% Lightning Fee is added to the player’s total bet.

Expert View: These games offer different ways to enjoy baccarat. No Commission Baccarat keeps the action close to the traditional format, while Lightning Baccarat introduces random multipliers and an additional fee. Both have a listed optimal RTP of 98.76%, although their payout structures are very different.

Who Is No Commission Baccarat Best Suited For?

Best Suited ForNot Suited For
Players who enjoy traditional live baccarat.Players looking for large random multipliers.
Players who prefer Banker wins without a 5% commission deduction.Players who prefer the standard 0.95:1 Banker payout on every Banker win.
Baccarat fans who enjoy a simple variation on familiar rules.Players looking for complex bonus rounds.
Players who like following baccarat statistics and roads.Players who want to make decisions after the cards are dealt.
Players who enjoy occasional side bets such as Super 6.Players looking for high-RTP side bets.

Quick Facts

CategoryDetails
Game ProviderEvolution
Game TypeLive No Commission Baccarat
Decks Used8
Main GoalBet on the hand closest to 9
Special RuleBanker wins with 6 pay 0.5:1
Player Payout1:1
Banker Payout1:1, except Banker 6
Tie PayoutTable-dependent, commonly 8:1 or 9:1
Optimal RTP98.76%
House Edge on Banker1.24%
Special Side BetSuper 6
Super 6 Payout15:1
Super 6 RTP86.18%
Additional FeaturesBaccarat roads and live statistics

FAQs

What is No Commission Baccarat?

No Commission Baccarat is a live baccarat variant from Evolution that removes the standard 5% commission on winning Banker bets. Instead, Banker wins with exactly 6 pay only 0.5:1.

What is the RTP of No Commission Baccarat?

The theoretical RTP on the Banker bet is 98.76%, giving the game a house edge of 1.24%.

Does Banker always pay 1:1?

No. Banker normally pays 1:1, but a Banker win with exactly 6 pays 0.5:1.

What is the Super 6 side bet?

Super 6 is an optional side bet that wins when Banker finishes with a winning score of exactly 6. It pays 15:1 and has a listed RTP of 86.18%.

Is No Commission Baccarat better than regular baccarat?

The two versions use different payout structures. Standard commission baccarat has a slightly higher theoretical RTP on Banker: 98.94% compared with 98.76% in No Commission Baccarat.

Can I play No Commission Baccarat on mobile?

Evolution offers mobile-compatible live baccarat games. The exact layout and available features can vary by operator and device.

Does No Commission Baccarat have multipliers?

It does not use the random Lightning Card multipliers found in Lightning Baccarat.

Can I use a baccarat strategy to guarantee winnings?

No. Betting systems cannot change the underlying probabilities or eliminate the house edge. Understanding the payouts and managing your budget are more useful than trying to predict future results from previous rounds.