RuPay is an Indian card payment network established by the National Payments Corporation of India. RuPay is primarily available in India and offers an international card made in collaboration with JCB. Indian users can get a RuPay card in almost every Indian bank. More than 1,100 banks issue RuPay cards, including the State Bank of India. Users can opt for credit cards, debit cards, or even prepaid cards, depending on their wants and needs.
From January 2020 onwards, there are over 600 million RuPay cards active. RuPay protects all card transactions by requiring a PIN. Online transactions must also get verified by a six-digit one-time password sent to your phone. If you forget your PIN, you can generate a new one through the net or mobile banking, or your bank’s ATM.
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How Does RuPay Work?
RuPay cards function identically to their international counterparts. Your bank issues a RuPay card at your request. Furthermore, you can choose prepaid, debit, or credit cards, depending on your needs. When you receive your RuPay card, you can start using it for online transactions. RuPay cards also support contactless payments and allow you to use your phones or smartwatches to carry out card payments.
How to Deposit with RuPay?
Before you can deposit any money, you need to log into your online casino account. Open the cashier or banking page, and select RuPay from the list of payment methods. The casino will ask for your card details, including the card number and the CVV code. Fill out the requested information and how much you want to deposit. Then, enter the six-digit one-time password when prompted. This authorizes the transaction and makes the funds instantly available in your chosen online casino.
How to Withdraw with RuPay?
Upon logging into your casino account, navigate to the withdraw section of the banking page. Select RuPay as a payment method and enter your card information once again. The casino will take some time to review your cash-out request and decide whether to approve or deny it. That means a few days delay before the funds become available in your account.
Transfer Times, Fees, and Security
Fast deposits are one of the key reasons to pay using RuPay. As soon as the transaction is authorized, you can start spending your rupees on any casino game. Withdrawing money is slightly slower due to the operator reviewing the withdrawal. However, the delay from making the cash-out request to receiving your funds should not be longer than a couple of days.
The exact fees on RuPay cards vary depending on the issuing bank. There are no fees for depositing and withdrawing in online casinos most of the time. However, banks make up for this by asking for annual upkeep on your bank account.
RuPay cards offer a safe and secure way to transfer and receive money. Banks have to approve online transactions with a one-time password sent to your phone. This effectively acts as two-factor authentication, as no one can use your card without having access to your phone.