Quick Summary

  • Blackjack X from Pragmatic Play combines traditional live blackjack features with a dealer-free format.
  • The game uses eight decks and offers seven seats, with the option to play up to four hands simultaneously.
  • The main game has a published RTP of 99.41%, with blackjack paying the standard 3:2.
  • Additional features include Perfect Pairs, 21+3, Bet Behind, chat, and automatic decisions.
  • The interface resembles a regular live blackjack table, while operators can customise the table and studio environment.
  • Expert View: Blackjack X offers excellent gameplay, a 99.41% optimal RTP, and a polished interface. However, without a real dealer or physical studio, it falls short of what I expect from a genuine live casino game.

How We Scored This Game

7.9/10
10.0

Optimal RTP (fact-based)

Blackjack X offers an optimal theoretical Return to Player (RTP) of 99.41%, according to Pragmatic Play. This translates into a house edge of just 0.59% when playing with the appropriate blackjack strategy.

Under our rating system, any game with an optimal RTP of at least 96% receives the maximum score of 10/10.

The 99.41% RTP makes Blackjack X particularly attractive to players who prioritise favourable mathematical returns. However, achieving this theoretical percentage depends on making the correct decisions consistently. It does not mean that players will recover 99.41% of their wagers during an individual session.

8.0

RTP across all bet options (fact-based)

Blackjack X offers three betting categories with different theoretical returns:

| Bet Type | RTP | House Edge |
|—|—:|—:|
| Main Blackjack | 99.41% | 0.59% |
| 21+3 | 96.30% | 3.70% |
| Perfect Pairs | 95.90% | 4.10% |

The difference between the highest and lowest RTP is 3.51 percentage points. Under our scoring system, an RTP spread between 2 and 4 percentage points earns 8/10.

Although the main blackjack game offers an excellent theoretical return, the side bets are considerably less favourable. Perfect Pairs has a house edge of 4.10%, almost seven times that of the main game.

I appreciate that Blackjack X offers optional side bets without compromising the strong RTP of standard blackjack. However, players should understand that adding Perfect Pairs or 21+3 changes the overall mathematical value of their wagers.

7.5

Max win and big prizes in practice (expert judgement)

Blackjack X follows a traditional blackjack payout structure. A natural blackjack pays 3:2, while regular winning hands pay 1:1. Insurance pays 2:1.

Players looking for larger payouts can choose between two optional side bets.

Perfect Pairs offers up to 25:1 for a perfect pair, while 21+3 pays up to 100:1 for suited three of a kind. These additional wagers provide opportunities for significantly higher returns than standard blackjack hands.

However, Blackjack X does not feature random multipliers, progressive jackpots or special bonus rounds with exceptionally large prizes.

The possibility of playing up to four hands simultaneously adds variety and increases the total amount that can be wagered per round, but it does not increase the payout odds of an individual hand.

I consider the payout potential reasonable for a traditional blackjack game, with the 100:1 side bet providing some additional excitement. Nevertheless, Blackjack X is not designed for players chasing exceptionally large multipliers or jackpot-style prizes.

8.8

Pace and depth (expert judgement).

Blackjack X offers an interesting combination of traditional blackjack decisions and multiplayer functionality. The game has seven available seats, and players can occupy up to four simultaneously, depending on the casino operator’s settings. This allows experienced blackjack players to manage several hands during the same round.

Automatic decisions can help speed up the decision-making process, while the Bet Behind feature allows players to participate without occupying a seat themselves. The use of eight decks, cut-card tracking and shoe reshuffling also preserves important elements of a traditional live blackjack table.

From a gameplay perspective, I particularly like the flexibility of playing multiple hands. Blackjack is already a game with considerable decision-making depth, and managing several hands can make the experience more engaging for experienced players.

However, playing additional hands also increases the total amount at risk, and the multiplayer format means that the pace may still depend on decisions made by other participants.

Based on its available features, Blackjack X has the potential to offer a satisfying combination of speed, flexibility and strategic depth.

8.2

Bonus rounds and features (expert judgement)

Blackjack X does not offer traditional bonus rounds, but it includes several features commonly associated with live blackjack.

The two optional side bets are Perfect Pairs and 21+3. Perfect Pairs rewards matching starting cards, with payouts reaching 25:1. The 21+3 side bet combines the player’s first two cards with the dealer’s visible card to form a three-card poker hand, with payouts reaching 100:1.

Other features include Bet Behind, multiplayer chat, automatic decisions and the ability to occupy multiple seats.

I particularly appreciate the inclusion of Bet Behind and automatic decisions, as these features make the game more flexible than a basic single-player RNG blackjack product.

However, the game does not introduce any genuinely new bonus mechanics. Most of its features are already familiar from Pragmatic Play’s traditional live blackjack tables.

The overall feature package is extensive and practical, although players looking for multipliers or innovative bonus rounds may find Blackjack X relatively conventional.

8.0

Originality (expert judgement)

Blackjack X takes an unusual approach by combining a dealer-free blackjack game with the multiplayer structure of a traditional live casino table.

Most RNG blackjack games are designed primarily for individual play. Blackjack X retains seven player seats, shared table functionality, Bet Behind and multiplayer chat, creating an experience that resembles live blackjack without requiring a physical dealer.

This is an interesting concept, particularly for players who enjoy the structure of live blackjack but prefer a virtual presentation.

However, the underlying game remains conventional eight-deck blackjack. Pragmatic Play has not introduced new card rules, random multipliers or a unique bonus system.

The concept also builds on existing virtual and first-person blackjack products, so the absence of a live dealer is not an entirely new idea.

I appreciate the combination of familiar live blackjack features and a virtual environment, but I see Blackjack X as a practical variation on an established format rather than a major innovation.

9.0

Interface controls (expert judgement)

Blackjack X has a well-designed interface that closely resembles Pragmatic Play’s traditional live blackjack tables. The betting areas, available actions and additional features are presented clearly.

I tested the game on both desktop and mobile and found the interface excellent on both devices. Despite the multiplayer setup, side bets and option to play several hands simultaneously, the layout remains easy to navigate.

I particularly appreciate that the game retains the familiar controls of live blackjack without making the virtual format unnecessarily complicated.

8.4

How well the game explains itself (expert judgement)

The basic gameplay of Blackjack X is straightforward, especially for anyone familiar with traditional blackjack. The objective and standard player decisions are easy to understand.

However, the additional betting options require some explanation. In particular, players need to familiarise themselves with the different winning combinations and payouts for Perfect Pairs and 21+3.

During my testing, I found that understanding these side bets took a little more effort than learning the main game. Once you know which combinations qualify and how much they pay, the betting options become much easier to follow.

Overall, Blackjack X is an accessible game, but beginners should take a moment to review the side bet payout tables before playing.

8.6

Playing on mobile (expert judgement)

Blackjack X also performs well on mobile devices. I tested the game on both desktop and mobile and found the smaller-screen experience comfortable and easy to use.

The interface remains clear, and the betting controls work well without making the game unnecessarily difficult to navigate.

Although I slightly prefer the desktop version, I consider Blackjack X a very good option for players who mainly use their smartphones.

9.0

Technical delays (fact-based)

Technical performance was excellent during my Blackjack X tests. I experienced no noticeable delays or technical problems on either desktop or mobile.

The game ran smoothly, allowing me to focus on the blackjack decisions without interruptions.

This is particularly important in a multiplayer game where players may occupy several seats and need to make decisions during the same round.

Based on my testing, Blackjack X delivers a reliable and smooth technical experience. Of course, a limited number of playing sessions cannot guarantee that technical problems will never occur.

1.0

Dealers (expert judgement)

This is where Blackjack X seriously disappoints me. Pragmatic Play markets the game as part of its live casino portfolio, yet there is no live dealer whatsoever.

For me, the dealer is one of the defining elements of a live casino game. Watching a real person deal the cards, communicate with players and create an authentic casino atmosphere is an important part of the experience.

Blackjack X replaces that human element entirely with a virtual presentation. Although players can communicate through the chat function, this does not compensate for the absence of a real dealer.

That raises an important question: Can we really call Blackjack X a live casino game when there is no live dealer?

I understand that some players prefer blackjack without dealer interaction, and there is nothing inherently wrong with that concept. However, when reviewing a product presented as a live casino game, I expect an actual live dealer.

For this reason, Blackjack X receives my lowest dealer rating so far.

4.0

Studio (expert judgement)

The studio is another major disappointment. Unlike traditional live blackjack games, Blackjack X does not feature a physical casino studio. The entire environment is digitally generated.

The virtual table looks professional, and the interface itself works very well. However, visual quality alone is not enough to create the atmosphere I expect from a live casino game.

During my testing, I missed the presence of a real studio, the physical dealing of cards and the natural atmosphere that comes with a live broadcast.

The digital presentation serves its purpose, but it feels more like a conventional RNG blackjack game than an authentic live casino experience.

Players who simply want to concentrate on blackjack may not mind this approach. Personally, I find the absence of a physical studio a significant drawback.

Where to Play Blackjack X

You can play this game at every casino below. Each one meets our criteria for a good live casino experience. You can read what they are on our casinos page.

When you sign up through a link below, the casino may pay us a commission. This does not cost you anything. It also does not change how we score games.


Sorry, we have not yet found a casino that meets our five criteria for a good live casino experience

We are still looking. If you let us know where you play, we will look for one for you. You can reach us through our contact page.

What is Blackjack X?

Blackjack X is a dealer-free version of multiplayer blackjack developed by Pragmatic Play. Instead of watching a real dealer distribute physical cards, players participate at a virtual table where the cards are generated by a Random Number Generator (RNG).

What makes Blackjack X different from ordinary online blackjack is that it retains the multiplayer structure of a live casino table. Seven seats are available, and players can occupy up to four of them simultaneously, depending on the casino’s settings. If a seat is occupied, the Bet Behind feature allows other players to wager on that hand.

The game uses eight decks and includes cut-card tracking and shoe reshuffling, just like a traditional live blackjack product. Players can also communicate through the chat function and use automatic decisions to speed up gameplay.

Pragmatic Play has kept the familiar blackjack format rather than introducing multipliers or special bonus rounds. The main additions are the Perfect Pairs and 21+3 side bets, which offer higher potential payouts but are separate from the standard blackjack game.

Visually, Blackjack X closely resembles Pragmatic Play’s live blackjack tables. Operators can customise elements such as the table felt, background, and branding, meaning the appearance may vary between casinos.

My First Impression: I appreciate the multiplayer setup and the freedom to play several hands at once. However, removing the dealer also removes much of the atmosphere that makes live blackjack enjoyable for me. Blackjack X feels more like a practical alternative to live blackjack than a complete replacement.

How to Play Blackjack X

Place Your Bets

Second step in playing Blackjack X casino game
Place Your Bets

You have a short time to bet on the main bet and any side bets you wish to play. You do this by selecting the coin value that works for you and placing it in the right positions.

Cards Are Dealt

Third step in playing Blackjack X casino game
Cards Are Dealt

The virtual dealer will deal cards to both the player and themselves. You can see both of your cards and the dealer’s first card.

Make Your Decision

Fourth step in playing Blackjack X casino game
Make Your Decision

You will be asked whether to hit, stand, split, or double. Decide what option to go for based on how close you are to busting and how good your cards are.

Dealer Cards

Fifth step in playing Blackjack X casino game
Dealer Cards

After your turn ends, the host will reveal his second card and draw additional ones if needed. If you or the host didn’t go over 21, the game will compare your hands. The one closest to 21 will win the round.

New Round Starts

Sixth step in playing Blackjack X casino game
New Round Starts

All players who win will receive their rewards at this point. The betting timer begins counting down again, starting another round of blackjack.

“Blackjack X plays smoothly and I enjoy the option to play four hands at once.

But without a real dealer or a physical studio, I struggle to call this a true live casino game.”

How Do The Side Bets Work?

There are two side bets players can take advantage of if standard blackjack isn’t doing the trick. The first one is Perfect Pair, which rewards players if their first two cards form a pair. The more the two cards match, the better the cash prize.

Mixed Pairs’ rewards are less valuable than rewards for pairs with matching colours. However, coloured pairs pay less than perfect pairs, where both the colour and suit match.

The second side bet available to players in Blackjack X is 21+3. Here, you need to form a three-card poker hand using your two cards and the dealer’s visible card. To win this side bet, the poker hand needs to be at least a flush, with better hands netting you more money.  

We also appreciate the inclusion of the Bet Behind feature. Here, people waiting for a chair to open can place a bet that a participating player will win the round. If that happens, the people who wagered on them also receive a prize.

Blackjack X Payouts

The game is fully virtual, so you won’t be surprised to hear everything is decided using RNG. Pragmatic Play Live takes full advantage of the changed format by letting players occupy up to four seats. It’s great for blackjack fans who like playing multiple hands simultaneously.

A standard blackjack win will net you a 1:1 payout. However, winning with a natural 21 will bump the cash prize up to 3:2. Finally, insurance bets pay 2:1.

You can earn better rewards if you’re willing to try your luck with side bets. The Perfect Pairs side bet awards 6:1 for mixed pairs, 12:1 for coloured pairs, and 25:1 for perfect pairs.

Meanwhile, the rewards for 21+3 increase with the quality of the poker hand, as outlined in the table below.

RESULTPAYOUT
Suited Trips100:1
Straight Flush40:1
Three of a kind30:1
Straight10:1
Flush5:1

Blackjack X Betting Limits and RTP

During our testing, we checked the betting limits and theoretical returns displayed in the game itself.

Bet TypeMinimum BetMaximum BetRTP
Main Blackjack€1€1,00099.41%
Bet Behind€1€200Not separately stated
Perfect Pairs€1€20095.90%
21+3€1€10096.30%

These limits apply to the table we examined and may differ between casinos.

The main blackjack game offers the highest theoretical return at 99.41%, assuming optimal play. Both side bets have a higher house edge, with Perfect Pairs returning 95.90% and 21+3 returning 96.30%.

I appreciate the relatively low €1 minimum stake and the availability of different betting options. However, players should be aware that placing side bets reduces the theoretical return on that portion of their total wager.

Blackjack X vs Free Bet Blackjack: Which Is Better?

Blackjack X from Pragmatic Play and Free Bet Blackjack from Evolution are two very different approaches to blackjack. Both offer familiar blackjack gameplay, optional side bets, and multiplayer features, but the similarities largely end there.

Blackjack X is a virtual blackjack game without a real dealer, while Evolution’s Free Bet Blackjack combines a genuine live casino environment with special Free Double and Free Split features.

Blackjack X vs Free Bet Blackjack: Key Differences

FeatureBlackjack XFree Bet Blackjack
ProviderPragmatic PlayEvolution
Game TypeRNG multiplayer blackjackLive dealer blackjack
Real DealerNoYes
Physical StudioNoYes
Number of Decks88
Optimal RTP99.41%Depends on the specific rules and strategy
Blackjack Payout3:23:2
Perfect Pairs & 21+3YesYes
Free Double & Free SplitNoYes
Dealer Push on 22NoYes
Bet BehindYesYes

Gameplay and Special Features

Blackjack X focuses on delivering a familiar blackjack experience through a fully digital interface. Players can occupy up to four seats simultaneously, use automatic decisions, and place additional wagers on Perfect Pairs and 21+3.

Free Bet Blackjack offers something more unusual. Players can double down for free on qualifying hard totals of 9, 10 or 11 and split eligible pairs without placing an additional wager.

However, there is an important trade-off: when the dealer finishes with exactly 22, unresolved player hands push rather than win. This rule helps compensate for the free betting opportunities.

I find Free Bet Blackjack more interesting from a gameplay perspective because its special rules introduce additional strategic decisions. Blackjack X, on the other hand, stays much closer to conventional blackjack.

RTP and Side Bets

Blackjack X has a confirmed optimal RTP of 99.41%, which is excellent. Its Perfect Pairs and 21+3 side bets have theoretical returns of 95.90% and 96.30%, respectively.

Evolution’s Free Bet Blackjack also offers optional side bets, but the mathematical comparison is more complicated because the Free Double and Free Split features change the optimal playing strategy.

Players should not assume that the free betting opportunities automatically make Free Bet Blackjack more favourable. The dealer’s Push on 22 rule is an important part of the game’s mathematical balance.

For players who primarily want traditional blackjack with a clearly published high RTP, Blackjack X has a strong appeal.

Dealer and Studio Experience

This is where Free Bet Blackjack wins comfortably.

Evolution uses a real dealer and a physical studio, providing the atmosphere and human interaction I expect from a live casino game.

Blackjack X has neither. Its digital interface is excellent, and I experienced no technical delays during my desktop and mobile tests. Nevertheless, I missed the presence of a real dealer and the atmosphere of an authentic casino studio.

For me, these are not minor details. They are fundamental parts of the live casino experience.

My Verdict: Which Would I Choose?

Both games have their strengths. Blackjack X offers excellent technical performance, a straightforward blackjack format and the flexibility to play several hands simultaneously.

However, I prefer Evolution’s Free Bet Blackjack.

It offers a genuine live dealer experience, a physical studio, and interesting additional gameplay through Free Double and Free Split.

Blackjack X is a well-executed virtual blackjack game, but when I choose to play live blackjack, I want real cards, a real dealer, and a real casino atmosphere.

My winner: Evolution Free Bet Blackjack.

Who Is Blackjack X Best Suited For?

Player TypeSuitabilityWhy
Experienced Blackjack PlayersExcellentTraditional blackjack rules, a 99.41% optimal RTP and the option to play multiple hands.
Multi-Hand Blackjack FansExcellentPlayers can occupy up to four seats simultaneously, depending on the casino’s settings.
Strategy-Focused PlayersVery GoodFamiliar blackjack decisions without the distraction of a live dealer.
Side Bet EnthusiastsGoodPerfect Pairs and 21+3 offer additional betting opportunities with payouts up to 100:1.
Mobile PlayersVery GoodA smooth, user-friendly interface that performed well during our mobile tests.
Live Casino EnthusiastsPoorNo real dealer, physical cards or authentic studio atmosphere.
Players Seeking Big MultipliersPoorNo multiplier features, jackpots or special bonus rounds.

Expert View: After testing Blackjack X on both desktop and mobile, I can see its appeal. The interface is excellent, the gameplay runs smoothly, and playing up to four hands simultaneously is a feature I particularly enjoy. However, I would recommend Blackjack X primarily to players who prefer virtual blackjack. Personally, I miss the real dealer and physical studio. For me, those are essential parts of a genuine live casino experience.

Quick Facts

FeatureDetails
Game ProviderPragmatic Play
Game TypeRNG-based multiplayer blackjack
Live DealerNo – fully virtual
StudioDigital environment, no physical studio
Number of Decks8
Player Seats7, with up to 4 seats per player
Optimal RTP99.41%
House Edge0.59% with optimal strategy
Main Bet Limits€1–€1,000
Blackjack Payout3:2
Side BetsPerfect Pairs and 21+3
Side Bet RTPsPerfect Pairs: 95.90%; 21+3: 96.30%
Maximum Side Bet Payout100:1 (21+3 Suited Trips)
Additional FeaturesBet Behind, multiplayer chat, automatic decisions
Mobile CompatibilityDesktop, smartphone, and tablet
Main DrawbackNo real dealer or authentic live casino atmosphere

FAQs

What is Blackjack X?

Blackjack X is a game by Pragmatic Play Live that uses RNG to determine the results of every round. To win, your hand needs to be closer to 21 than the dealer’s without busting.

What side bets are available in Blackjack X?

The game offers the Perfect Pairs and 21+3 side bets.

Can I occupy more than one seat in Blackjack X?

Yes, you can. You can play on up to four seats every round.

What is the RTP for Blackjack X?

Blackjack X has an RTP of 99.28%, assuming perfect play.

Does Blackjack X have a live chat?

Yes, it does. You can talk with your fellow players by typing in the live chat.

About the author

Geron de Werd